Carter Bank and Trust
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Carter Bank & Trust was formed on December 29, 2006 by the merger of 10 banks in Virginia and North Carolina. At that time, the merger created the largest independent state-chartered commercial bank with headquarters in the Commonwealth of Virginia.
Carter Bank & Trust is a state-chartered community bank in the Commonwealth of Virginia, with $4.51 billion in assets as of December 31, 2016. We operate 123 branches in our Virginia/North Carolina market areas, and offer a full range of deposit accounts including LIFETIME FREE CHECKING, Interest Checking, Savings, Retirement, Money Market, and Certificates of Deposit. We are known for competitive interest rates that provide a good return on investment. All deposit accounts are insured by the FDIC up to the maximum amount allowed by law, which currently is $250,000 per depositor subject to aggregation rules.